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Funding Options

To ensure your purchase from JWS Home Improvements is as affordable as possible, we have a range of finance and funding options available for all our customers.

With varying amounts of APR available as part of each option, we can provide repayment terms over periods between 36 and 180 months while we also have an option which allows you to pay off the full balance you owe interest-free if paid in within a year of purchase.

See below for full details of the funding options we have available at JWS Home Improvements.

Standard Option

  • APR 9.9%,
  • First Payment One Month After Completion,
  • Variable Terms From 36-180 Months,
  • Flexible Deposit.

Representative Example:

Cash price of £3,800. £760 deposit. Total Amount of credit £3,040.

120 monthly payments of £39.34. 9.5% per annum variable.

Total charge for credit £1680.80. Total amount repayable £5,480.80

Representative APR 9.9% variable

3 Month Deferred

  • APR 9.9%,
  • First Payment Three Months After Completion,
  • Variable Terms From 36-180 Months,
  • Flexible Deposit.

Representative Example:

Cash price of £3,800. £760 deposit. Total Amount of credit £3,040.

120 monthly payments of £39.96. 9.5% per annum variable.

Total charge for credit £1,755.20. Total amount repayable £5,555.20

Representative APR 9.9% variable

Buy Now, Pay Later

  • APR 19.9%
  • Settle Full Balance Within 12 Months Of Completion With No Interest Or Fees,
  • If Not Settled During Deferred Period 120 Monthly Payments,
  • Flexible Deposit.

Representative Example:

Cash price of £3,800. £760 deposit. Total Amount of credit £3,040.

120 monthly payments of £65.39. 18.3% per annum variable.

Total charge for credit £4,806.80. Total amount repayable £8,606.80

Representative APR 19.9% variable

JWS Home Improvements Ltd are authorised and regulated by the Financial Conduct Authority as a credit broker. Our firm reference number is 775109. We offer loans from a small panel of lenders. We do not receive commission and we do not charge you for our credit broking services’

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